PerfectPaycheck takes the issue of privacy seriously. We let the user decide what information to give us, and explain exactly what is done with it. PerfectPaycheck will never sell any personally-identifiable information obtained from a user to a third party.

The uniform resource locators (URL) covered under Perfect Paycheck's privacy policy include: www.perfectpaycheck.com

Information Gathered

PerfectPaycheck gathers information about its users in order to offer useful and easily accessible online content while providing privacy protection.

1. Web site Visitors and Newsletter Subscribers:

PerfectPaycheck catalogs traffic patterns throughout the site through non-invasive click-through tracking. PerfectPaycheck develops summary -- not individual -- reports for our advertisers. For example, we will report that "12,000 people clicked on advertisement X today and they were in the eStats section of the site."

2. Product Purchasers:

PerfectPaycheck sells information products online. At the time of purchase, we require personal, business and financial information, such as name, e-mail address, shipping/billing address, telephone number and credit card number. This information is necessary to process the order and to send the product to the buyer. If you are a repeat customer, you may be asked to update this information. This information is transmitted in 128 bit encryption and we use Secure Socket Layer (SSL) technology to protect your online order.

Only our order processing/customer service staff has access to your information. We do not store or access credit card information from our Web server after your order is processed. PerfectPaycheck allows product purchasers to control the storage of their general contact information. If you would like to access, correct or delete any of your contact information that we have on file, please send an e-mail to info@PerfectPaycheck.com. To edit your account online, visit the following link: Login and choose "Edit Profile" once you have logged in to your account.

3. White Papers:

When a visitor downloads a white paper from the PerfectPaycheck Web site, PerfectPaycheck collects personal and business information, such as e-mail address, shipping address and telephone number. This information is not shared with any third party unless explicitly mentioned.

Business Relationships

PerfectPaycheck's Web site links to other Web sites. PerfectPaycheck is not responsible for the privacy practices or the content of those sites. Advertisers on our site may collect information about you when you view or click on their advertising or content. PerfectPaycheck has no control over this data collection. You should contact specific advertisers or content providers directly if you have any questions about their privacy policies.

Our privacy policy does not cover all of our affiliates' Web sites or online services.

Cookies

Some parts of the PerfectPaycheck site use "cookies." A cookie is an element of data that a Web site sends to your browser, which may then be stored on your computer. The cookies that PerfectPaycheck uses do not contain any of the users' personally-identifiable information.

If you do not want cookies sent to your computer, you can set your browser to notify you when you receive a cookie. Then you decide whether or not to accept it. If you reject cookies from PerfectPaycheck, you will not be able to enter some areas of the site.

Opt-In, Opt-Out Features

PerfectPaycheck puts control over e-mail communications in the users' hands:

• We provide free e-mail newsletters to those who sign up for them. We also provide free e-mail updates products regarding products and services of PerfectPaycheck and our partners. These updates are sent only to people who have chosen to receive them, and can be opted-out of at any time. Newsletter subscribers can also be opted-out at any time. PerfectPaycheck does not sell its e-mail lists to third parties.
• Each newsletter has your e-mail address stamped on it with simple instructions on how to unsubscribe that address from our newsletter list.

Revisions have been made to our Terms and Conditions.

As a leader in the cost per action Performance Marketing industry, PerfectPayCheck has adopted a no tolerance policy regarding Adware/Spyware. Our T & C’s have been revised to reflect these new policies.

Below is a portion of the revised T &C’s regarding these changes and an example of the efforts we are making to become an Adware/Spyware free network.

The revised T &C’s must be reviewed and accepted by October 31st, 2006 or you will not be able to access your current account and your links may be inactivated. Should you have questions or comments regarding the T & C’s, please contact your affiliate manager.

The revised T&C’s will become available this Thursday, October 19th, 2006 and can be viewed via the link on the PerfectPayCheck.com home page and/or when you login. Please be advised to read through the whole document thoroughly to ensure you understand the T&Cs and that you are in compliance.

New PerfectPayCheck Adware/Spyware Policy

“Affiliate may not, nor knowingly permit any person to, activate a Link or inflate the amount of User Actions through any deceptive or misleading practice, method or technology including, but not limited to, the use of any spyware, adware, device, program, robot, iframes, hidden frames, redirects, spiders, computer script or other automated, artificial or fraudulent methods designed to appear like an individual, real live person performing a User Action. Affiliate may not establish or cause to be established any promotion that provides any sweepstakes entries, rewards, points or other compensation to be earned in connection with generating User Actions, or otherwise attempt to induce Internet users to click on any of the Links through use of any other incentives, without obtaining the prior written approval of Advertiser.”

Contact Information

If you would like to update or delete any of your contact information, please send an e-mail to support@PerfectPaycheck.com.

You can direct any questions or comments about our privacy practices to PerfectPaycheck's Web Site Editor. If PerfectPaycheck makes any changes to its privacy policy, those changes will be noted on the PerfectPaycheck Web site. Regardless of later updates or changes to our privacy policy, we will never use the information you submit under our current privacy policy in a new way without first providing you an opportunity to opt-out or otherwise prevent that use.

Policy effective date: September, 2004; updated September 30, 2004